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Honest About Coverage. Transparent About Premiums

Industry Specialities

Every industry has specific needs when it comes to insurance.

Risks your business faces every day are going to be different than those of the business next door and across the street. These unique risks make it impossible for insurance companies to create a one-size-fits-all plan.

While we can work with any business, we do have extensive experience working in specific industries. We understand the overall risks involved and the insurance options that best minimize those risks.

No matter what your industry, we will follow our three-step process to put together the best protection for your business:

  • Get to know your business so we understand your risks.

  • Put together the right coverage and make sure you understand your policy.

  • Give you competitive, fully transparent pricing backed by our full-disclosure guarantee.

Castle

Construction

Construction

Your business requires expensive equipment and tools to keep it running, and the nature of the industry leaves the door open for potential employee injury every day on the job site. Our recommendations for you may include liability insurance, property insurance, business vehicle insurance, workers’ compensation, and crime insurance.

iMac

Technology

Technology

You have valuable equipment, expensive software, and irreplaceable data under your roof, and your business needs to be protected from damages from all sides. Our recommendations for you may include general liability, loss control services, errors & omissions (E&O), umbrella coverage, products liability, property insurance, and cyber liability coverage.

Black Sheep

Farm

Farm

Whether you raise crops, livestock, or both, we know farming isn’t just a job. It’s a lifestyle. And we know how to protect it. From your machinery to your structures, your crops to your livestock, we know what it takes to safeguard your operation. We know it so well that we have earned the Elite Farm Certification designation from Nationwide. Our recommendations may include insurance for livestock, equipment, dwellings, structures, and autos; liability, and umbrella coverage.

Hands

Nonprofits

Nonprofits

Just because you run a nonprofit doesn’t mean the risks associated with board members, volunteers, data, or fraud can leave your charitable organization any less vulnerable than any other business. Our recommendations for you may include directors’ and officers’ liability, crime insurance, and general liability.

Cosmetics Sales

Retailers

Retailers

As a retail business owner, keeping your business IN business involves staying on top of regulatory issues, theft, and staying on top of the competition. Our recommendations for you may include general liability, property coverage, crime insurance, umbrella coverage, and business interruption insurance.

Gear Wheels

Manufacturing

Manufacturing

Whether your business is a local, small-batch producer or you have locations across the country served by a complex supply chain, we know your business needs a comprehensive, custom approach to managing risk. Our recommendations for you may include general liability, property insurance, manufacturing errors & omissions, and product recall insurance.

Beer Bottle with Green Label

Breweries

Breweries

Your craft brewery may be seen as a small business enterprise, but once you start moving up in production and distribution, you can be exposed to large financial risks. Our recommendations for you may include general liability, coverage for your equipment/machinery, liquor liability, umbrella coverage, property insurance, and workers’ compensation.

Image by Tierra Mallorca

Residential HOAs and Commercial Associations

Residential HOAs and Commercial Associations

Your board can be sued for a variety of liability issues. Whether you represent business condos, homeowners, or a group of mixed property owners, we can help identify your exposures and make sure you are protected. Our recommendations may include directors’ & officers’ liability, property insurance, liability coverage, and crime insurance.

oil tanks

Oil & Gas

Oil & Gas

Whether your business is involved in the upstream, midstream, or downstream sector, we can provide you with the right coverage for your complex needs. Our recommendations for you may include general liability, commercial auto, worker’s comp, surety bonds, and environmental protection.

Jewelry Store

Wholesalers

Wholesalers

ou know what it takes to keep your employees safe and your goods delivered on time. We know what it takes to keep those same employees and goods protected, as well as the warehouse that holds them all. Our recommendations for you may include crime insurance, liquor liability, transportation coverage, and non-trucking liability.

Museum

Hospitality

Hospitality

Whether you operate a hotel, resort, casino, or other hospitality-based business, we can provide you with the coverage that best fits your needs so you can focus on providing the best experience for your guests. Our recommendations for you may include business interruption, employment practices liability, liquor liability, and theft.

Image by Girl with red hat

Cannabis

Cannabis

The needs of the cannabis industry can be challenging. You may think your business is covered, but in reality, your policy may leave you exposed to multiple risks. Our experience in agriculture, transportation, and worker safety can help ensure you have the right coverages for your needs. Our recommendations may include general and product liability insurance, crop insurance, directors’ & officers’ liability, employment practices liability, and crime insurance.

Schoolgirl

Education

Education

Private schools, charter schools, early childhood learning centers, and universities all work to provide an outstanding educational experience to their students. We know what it takes to keep those students, along with your faculty, staff, and facility thoroughly protected. Our recommendations may include property coverage, employment practices, school transportation, student accident/medical, special events coverage, and professional coverage.

Stained House

Real Estate

Real Estate

For commercial real estate investors, owners, and property managers, we can help you protect your investment from break-ins, natural disasters, and other pitfalls. Our recommendations for you may include property coverage, builders’ risk, general liability, workers’ compensation, umbrella coverage, crime insurance, and owners’ and contractors’ protective liability.

Digital Work Life

Franchised Businesses

Franchised Businesses

Even if you have the backing of a corporation that already requires certain types of insurance, it’s critical to have the right coverage for your specific location and needs. Our recommendations for you may include property liability, franchisors’ errors & omissions, commercial auto, and workers’ comp.

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