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Business Insurance

Honest About Coverage. Transparent About Premiums.

Property – Protect your building and its contents from a minor accident to a major loss

General Liability – Prevent major financial losses if your business is sued or held legally responsible for bodily injury or damage.

E&O Insurance – Protect your professional business and your employees against claims of inadequate work or negligent actions.

Commercial Auto – Make sure your drivers, vehicles, and products are insured in the event of property or vehicle damage, bodily injury, legal action, and more.

Bonds/Surety – Choosing the right bond to protect your business can be a difficult task. Our professional and knowledgeable bond specialists will help you find the right solution to meet your goals.

Directors’ & Officers’ Liability – Protect individuals from personal losses if they are sued as the result of serving as the director or officer of a business or organization.

Employment Practices Liability – For employers, protect against claims made by employees in areas such as discrimination, wrongful termination, and harassment.

Crime – Cover a variety of damages from acts such as burglary, computer fraud, employee dishonesty, forgery, and theft.

Environmental Protection – Cover losses or damages caused by the sudden release of pollutants not covered in your general liability and property insurance policies.

Cargo – Protect your goods from loss, damage, or theft while they are stored and in transit.​

Workers’ Comp – Take care of your employees to cover their medical expenses or treatment and the replacement of lost wages in case of an accident.

Transportation – Protect your commercial fleet, including vehicles that carry both cargo and passengers.

Umbrella & Excess Liability – Get the peace of mind with additional coverage in case a lawsuit or major accident on or off the premises of your business exceeds the coverage of your existing policies.

Cybersecurity Liability – Protect your business from damages and costs related to data breaches, multimedia liability, extortion, and network security, among other risks, which can become significant financial burdens.

Business Insurance

You have worked hard to build your business by taking care of your customers and rewarding your hard-working employees.

Who is taking care of you?

East Africa Reinsurance Company is dedicated to protecting the assets of businesses like yours through comprehensive business insurance, so you can continue to build your business and manage the day-to-day operations. Before we give you a quote for coverage, we get to know your business to find out where your risks lie. Then we give you the quote, fully explaining the coverage and being transparent about the cost of your premiums. We want you to be confident you are getting the coverage you need.

Our commercial business insurance coverage lines are designed to minimize even the most challenging business risk. They include, but are not limited to:

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